Possible Home Insurance Fraud – What to do?

Possible Home Insurance Fraud – What to do?

I own a home which I am selling. It is being sold through owner financing so the buyers give me the payment and I turn around and pay my mortgage company. We have had no problems with payments throughout these 5 years; however, there have been 2 electrical house fires within the past 3 years. The 1st one seemed to be accidental but the same situation has happened. I have the home insured through my end to make sure it is insured but I found out that they also had their own insurance on the home. Their insurance company paid out the claim on this house fire a few months ago so I didnt bother calling my insurance because I thought they would fix the home. Now they have disappeared! with the money and have not fixed the house. I do not know what to do. If I call my insurance company will they pay out the claim? Do they cover fraud like this? I spoke with an adjuster and was told that the only thing to do is call my insurance comoany so that they can pay half of what the other insurance company already paid. He says they will not pay out another claim. Is this true? If it is, what other options may I have? I really need help with this…thanks for any advice!!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


RELATED:

Insurance box keeping car at different address?

i’m thinkg of getting insuranca box installed to reduce the cost of the premium, but i keep my car at different address, would they know that?


Cheapest insurance for teens in northern ireland??

im trying to get insurance in my own name (policy) but everywhere seems to be way way too expensive! i was hoping for something around £2000 but the cheapest i found is £3400 for a group 4 insurance car!


How can i get cheap car insurance?

ok so im 17 and ive had around 11 driving lessons, im going in for my test soon and im searching for a cheap car based on insurance. yet the cheapest annual premium i can get is £2900!!!! and this was for a 1995 vauxhall corsa 1.0L third party fire and theft with £800 excess! i have tried clio’s fiestas puntos everything i can think of thats under 1.3 Litres ive also tried numerous comparison websites and this is the cheapest quote ive got. i thought about going on parents insurance but then i will not build up any no claims? is there a way i can find cheaper insurance, and if you are my age and are driving how do you start out? thanks for any help i recieve! 🙂


If you do not have health insurance before this tax season do we get fined this year.?

If you do not have health insurance before this tax season do we get fined this year.?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Homeowners insurance????

Can anyone give me some good companies for homeowners insurance? What do you use? What is the average monthly payment for the policy? I need this info – I will be closing on a house in a few weeks and need to get homeowners insurance. I’d like a cheap policy so my monthly payment will be lower. (I might increase later). Thanks!!!


Renters insurance?

I go through Geico on my Auto insurance and they are very expensive for anything other than Auto insurance.


Modified Car, Insurance?

I am a new driver and interested in buying a renault clio, however it has two things that might class it as being modified, lexus lights and a renault clio sport exaust. Would this affect insurance much, and is it worth not telling the insurance company about it?


Possible Home Insurance Fraud – What to do?

I own a home which I am selling. It is being sold through owner financing so the buyers give me the payment and I turn around and pay my mortgage company. We have had no problems with payments throughout these 5 years; however, there have been 2 electrical house fires within the past 3 years. The 1st one seemed to be accidental but the same situation has happened. I have the home insured through my end to make sure it is insured but I found out that they also had their own insurance on the home. Their insurance company paid out the claim on this house fire a few months ago so I didnt bother calling my insurance because I thought they would fix the home. Now they have disappeared! with the money and have not fixed the house. I do not know what to do. If I call my insurance company will they pay out the claim? Do they cover fraud like this? I spoke with an adjuster and was told that the only thing to do is call my insurance comoany so that they can pay half of what the other insurance company already paid. He says they will not pay out another claim. Is this true? If it is, what other options may I have? I really need help with this…thanks for any advice!!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car Insurance/car buying?

I am a first time car buyer and don’t have much experience with this stuff. Should I buy car insurance before I buy the car or can I buy the car and insurance at the same time? Thanks


How much is insurance if…?

I am 16, female and driving a sports car [[camaro]]? please give an average for texas and several different companys!


Why did the hospital bill me and not take my insurance, which apparently they accept?

I was involuntarily taken to the hospital, most likely the emergency room. I was unconscious in my car from an overdose. I just received the medical center s bill for nearly $2,000. I do not remember a thing from that night, but on the bill it specifically says that I had no health insurance… I carry several Health Net PPO cards with my information in my wallet which they looked at. Why did they say I have no coverage on the bill? Do I really have to pay?


What would car insurance be for a 17 yr old male?

I know that there’s no exact answer unless I get an insurance quote but I’m just looking for a rough estimate, I get good grades and I have no tickets.


Affordable car insurance?

Hi; I recently bought a 2002 Pontiac Grand Am from a used car dealership and need to find some insurance on the cheap side for it. What I’m really looking for is something that simply makes the car legal, as I can’t really afford anything over $40. I’m 23 and living in Harrisburg Pennsylvania so any insurance you guys know of that fall into my parameters would be great; really need this car for work.


Car Insurance Question?

Thanks so far with your advice. Since I am still waiting on an answer from Progressive, here’s a further scenario. Even if Progressive chooses to accept payment for the accident and they deem the car totaled since the damages exceed the ‘car’s value’…then they would give me a check for the ‘car’s value’…and not give the amount for damages correct? In this case I would be netting negative in the situation still wouldnt’ I? I’d still have to make up the difference in order to purchase a replacement. (Because even a estimated fair/good vehicle worth is lower than to buy a used retailed/third party car of the same make, model, year, etc.)


Why would someone buy life insurance from Colonial Penn (whoever that is)?

GRACIE: Of course you are right but I never heard that used to describe clothing.


Auto Insurance questions?

I just bought a new car and moved out of my mothers house. I have been on her auto insurance as well since I was going to school while I was living there, after graduating, I finally found my own place. Since I bought the new car, I was wondering if it was illegal for me to stay on her insurance since I no longer reside there. She co-signed for me on the car loan, so she is actually on the registration along with me. I just don’t want to be doing anything illegally. I just bought the car this past weekend and moved the weekend before and I think I have a grace period to switch to my own policy if needed. Its just that the rate is sooo much cheaper on hers. I’m 28 with great a great driving record. Any thoughts?


Possible Home Insurance Fraud – What to do?

I own a home which I am selling. It is being sold through owner financing so the buyers give me the payment and I turn around and pay my mortgage company. We have had no problems with payments throughout these 5 years; however, there have been 2 electrical house fires within the past 3 years. The 1st one seemed to be accidental but the same situation has happened. I have the home insured through my end to make sure it is insured but I found out that they also had their own insurance on the home. Their insurance company paid out the claim on this house fire a few months ago so I didnt bother calling my insurance because I thought they would fix the home. Now they have disappeared! with the money and have not fixed the house. I do not know what to do. If I call my insurance company will they pay out the claim? Do they cover fraud like this? I spoke with an adjuster and was told that the only thing to do is call my insurance comoany so that they can pay half of what the other insurance company already paid. He says they will not pay out another claim. Is this true? If it is, what other options may I have? I really need help with this…thanks for any advice!!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Anybody knows any insurance company who provides auto insurance without signing one year contract ?

does anybody know any insurance company who provides auto insurance without asking for one year term contract? i just needed for one month or so?


What’s affordable about obamacare?

or the Affordable Care Act that so many want us to call it so that Obama hopefully isn’t yoked with this monstrous failed program for the rest of time.


Should you get insurance on a rental car?

I’m taking a trip later this month and will rent a car for a couple of days. Should I choose insurance, the minimal cost is around $8 per day, so it’s not too much or anything. I was wondering if most people got the insurance just in case something happens. Normally I would, but I always hear people say that getting insurance for these kinds of things is stupid.


Reg Car Insurance and Road Tax?

Hi, My car insurance ran out. My road tax ran out last month. I applied for SORN and have one for my car. Now the problem is i want to tax my car. I dont want to take an insurance for a whole year. Is there a chance where i can get a pay as you go insurance for just a month and get it taxed for 6 months. Will they give me a tax disc from the post office if i have only a 30 day car insurance cover. Let me know


If I get my g2 will my parents insurance rise?

I would like to get my g2 in october, but not get insurance and start driving alone until november. Would this raise my parents insurance from just getting my g2. Also, if i have an 80% avg at midterm, will it lower the cost of insurance? If yes then would a 90 avg lower the insurance cost even more?


What do you pay for insurance on your home each year?

i am buying property in northern virginia and just want a general idea of the price. its fine if you dont live around here, or own a single family instead of a townhouse. its whatever, i just have no clue what even a reasonable amount to be charged is thanks!


Will My Car Insurance Go Up?

I was Driving down a road going about 35-40 mph. ( Speed Limit was 45 mph ) I was going straight, and this woman coming the opposite direction decides to turn into a cut out, that goes into a shopping center, and as she turns in to the cut out she just keeps going, out into the street I slam as hard as I could, on my brakes but I still hit her, I hit her on the passengers side in between the 2 doors. There were 2 witnesses that I have never seen before in my life that witnessed it. I have back, and neck problems had someone call an ambulance because the pain was a lot worse. They took a CT SCAN and said nothing was wrong. My Neck and back is still hurting me a lot more, from the accident, I have too wear a sling on my left arm / shoulder because of the force of the seat belt. My nose is swollen do to the impact of the air bags, also affected my neck, and head pain. I have marks on my right arm, and stomach from this. Now the air bag deployed in my truck, and all of the air bags deployed in her car. My Truck looks like it will probably be totaled the bumper is ruined, the hood is ruined, the headlight is broken, The door I had to practically pry open because it was stuck, Smoke started coming out of the truck headlight broken Paint, I think the radiator broke, etc…. etc… Both Vehicles had to be towed away. I have good insurance on our cars, but since this isn’t my fault the other woman’s insurance will have to pay my medical bills, and to fix my truck, or give me blue book value on it right? I am 20 years old, I live in Las Vegas, Nevada. My insurance is Allstate, and the Other Woman’s insurance is allstate also. I will be getting a lawyer.


Why public opt for health insurance and not public opt for health auto insurance?

Oops I meant… Why public opt for health insurance and not public opt for auto insurance.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


My friend got in a car accident he only had a permit did not have car insurance what will happen im court?

He went and hot his license an got car insurance now


Auto Insurance when buying New Vehicle?

What is procedure on obtaining Auto Insurance when you buy a new vehicle and have no present insurance account setup? Does dealer offer temporary insurance until you can get quotes from a few companies?


How much is it to add 16 year old girl to car insurance that is a good student.?

good student discount


If I am in an accident in someone else’s car, do I file a claim with my insurance company?

I scraped my dad’s car against a gaurdrail on a sharp turn last night. My parent’s are in Hawaii right now (eek!) Do I file a claim with my insurance company or do they file it with their insurance? If it’s mine, I’d like to get it rolling before they come back so when I tell them the news isn’t AS bad! Thanks!



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

I’m looking for insurance BOP for my small business, but nobody returns my calls.?

We sell coffee at famers markets and to others via the internet. I need insurance for whatever type of liabilities that might occur. Where do I go to get insurance?


Possible Home Insurance Fraud – What to do?

I own a home which I am selling. It is being sold through owner financing so the buyers give me the payment and I turn around and pay my mortgage company. We have had no problems with payments throughout these 5 years; however, there have been 2 electrical house fires within the past 3 years. The 1st one seemed to be accidental but the same situation has happened. I have the home insured through my end to make sure it is insured but I found out that they also had their own insurance on the home. Their insurance company paid out the claim on this house fire a few months ago so I didnt bother calling my insurance because I thought they would fix the home. Now they have disappeared! with the money and have not fixed the house. I do not know what to do. If I call my insurance company will they pay out the claim? Do they cover fraud like this? I spoke with an adjuster and was told that the only thing to do is call my insurance comoany so that they can pay half of what the other insurance company already paid. He says they will not pay out another claim. Is this true? If it is, what other options may I have? I really need help with this…thanks for any advice!!


Car Accident – Auto insurance Question?

Today I was involved in a horrible collision. Car made a complete stop put hazard lights on, I made a complete stop at a reasonable distance however 15 seconds after I stopped I look at the mirror and a taxi van cab slams right into me my car goes flying forward hits the truck infront of me and bounces back, air bag goes off . Long story short I’m in horrible pain and have evident bruises . Police arrived filled out reports. The man that hit me was found at fault for both collisions. So my major concern is : I called my insurance company , made the claim they took down all the info but at the end of the conversation she told me that if I don’t have full coverage I’m out of luck ” then she asked me if I do which I don’t remember . So I’m taking a look at my policy contract and I don’t see anywhere where it says ” full coverage ” … I think it is full coverage since my car was being financed. All it basically says on the contract is liability limit $ 1 000


How would insurance companies make money if they didn’t constantly rip off their customers?

How would insurance companies make money if they didn’t constantly rip off their customers?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Around wat do u think the cost of my insurance will be, im 17 years old with a jeep cherokee?

Around wat do u think the cost of my insurance will be, im 17 years old with a jeep cherokee?


** How much does car insurance cost for a 16-year-old in California?

I have a crappy car, it’s as old as me.


1 day or Weekend Auto Insurance?

Hi Guys, I have a car that has no insurance on it since i am not using it any more but still runs good. I need to travel to NY from Detroit this weekend and again don’t need it any more there in NY. Are there any cheap Auto Insurance firms that give us auto insurance for the weekend only. Thanks a lot for the help.


The next available time I can schedule my license test is in April!! Is there really no way around this?

I have been waiting till I turned 18 to get it then I find out its in April is the next available license test for southern Cali DMVs


What is the reasoning behind health insurance companies?

what is the reasoning behind health insurance companies not wanting to cover the cost of birth control pills .but would pay for pregnancy Dr appointments, delivery, hospital stay and health care for a baby until 21 it does not make sense to me and I’m sure others agree with me


How can I get the cheapest car insurance in the UK?

I am 29 and have had a driving licence for 11 years but in another country (non EU). I just got my UK licence and am looking for a cheap insurance. the cheapest quote I have found is over £2000 which is too much. I have a 1.6 automatic Golf. Is there any company that accepts my previous licence as my experience? I also tried to get my No Claim Bonus letter from my Insurance company but they simply don’t answer me as the system is different in my country so no chance of getting that. thanks


Drive a car I just bought home without insurance/plates?

So I’m buying a car from my friend today. He only loves 10-15 minutes away. I won’t have my insurance or license plates till Friday though. Should I ask him if I can just buy the car today but let it stay at his house till I get insurance? Or what?


How Much Is Quad Insurance UK?

Hi their…. i know its a hard 1 to answer but on average how much are people paying for quad insurance for road legal quads in the UK…… ive been trying to get quotes from companies but every time i ring them up they put me on hold for like an hour so i hang up i just want to see what people are paying so i have an idea of what prices to look out for……………. I’m 20 & own a 250cc road legal quad……….. but dont want to be paying 700cc prices


Insurance for a 2003 F-150?

Hi, i am 18 yrs old, im wanting to find out how much i would expect to pay for a 2003 f150 on insurance. Or what is the best insurance company that works with you and is not as expensive just because im 18. And how much do you pay for insurance on your ford f150? Thank you!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Is this a good insurance quote ?? from quinn direct!!!?

ive just got a renault clio 1.3 1993 automatic k reg, very clean an just had new cam belt an sumthing else lol an new tyres lol so just passed all the mot, !!!yeah!!! lol so ive been quoted £318.56 no claim bonus im going on as provisinal driver an my partner as a full clean license. do u think that is a good one ? or can it get any cheaper lol


Possible Home Insurance Fraud – What to do?

I own a home which I am selling. It is being sold through owner financing so the buyers give me the payment and I turn around and pay my mortgage company. We have had no problems with payments throughout these 5 years; however, there have been 2 electrical house fires within the past 3 years. The 1st one seemed to be accidental but the same situation has happened. I have the home insured through my end to make sure it is insured but I found out that they also had their own insurance on the home. Their insurance company paid out the claim on this house fire a few months ago so I didnt bother calling my insurance because I thought they would fix the home. Now they have disappeared! with the money and have not fixed the house. I do not know what to do. If I call my insurance company will they pay out the claim? Do they cover fraud like this? I spoke with an adjuster and was told that the only thing to do is call my insurance comoany so that they can pay half of what the other insurance company already paid. He says they will not pay out another claim. Is this true? If it is, what other options may I have? I really need help with this…thanks for any advice!!


Who will pay the medical and funereal fees?

My boyfriends son was killed by a man who ran a red light. His son was NO way at fault. The man has 15,000 coverage on his insurance (california) and that’s it. Bare minimum, so now what is done with the 35,000 left for costs not paid by medical ins ect… I feel it would be so unfair for him to have to pay for the costs when his son has passed away, so not fair.


How long does it take for life insurance to be paid?

My grandma died 9 months ago. Everything in her estate has been sold and taken care of. The only thing we are waiting on is for Guardian life insurance to send us the check. Our lawyer says he calls Guardian once a week. And our lawyer said once he receives the check from Guardian he will send out the money to the 6 of us who are in the will. It seems to me that 9 months is an awfully long time to wait for the money. Another side of the story is that my uncle is the estate trustee, and he is a very weathly man. So he could care less about how long it takes to receive the money, because he doesn’t need it. For myself though I could really use the money, and i would like to call Guardian life insurance myself to find out where the money is, but I don’t want to mess things up with me calling. if I called would it be ok or would that just slow things down even more?


18 years old.. Fast car low insurance?

In fact I don’t want a fast car lol cause i will not get insured.. Or not insured cheap… Just something that looks sporty and can go quick 0-30.. Away from the lights.. Red…amber.. Green… My budget is 1000 for the car


Help! which is cheaper of 2 cars on insurance?

which has cheaper insurance? 1. Mazda 3 touring hatchback 2009 (median level trim and automatic) 2. Volvo C30 T5 hatchback (base trim and automatic) ??? which one??? cuz my dad is worrying about the insurance for me. im 19 and going be 20 soon!


I have got automatic driving license 2 days go and I`m looking for car insurance?

i just checked with direct gov to understand the insurance policy then i checked the compare sites to get a better deal depending on the car that i will buy , the problem the least price is 560 pounds for third policy option and even its higher that the comprehensive one , the car is ford fiesta 1997, pls your advice , do you have website or can you explain it for me , its really confusing many options and higher prices and i know some people pay 20pounds per month and even cheaper how they can get such prices ??


get auto insurance