How do points on licence affect insurance premiums?

How do points on licence affect insurance premiums?

I was caught on camera doing 70 mph in a 60 area. Hands up, my stupid mistake, first offence after nearly 40 years driving. I will have to pay any fine imposed but, paying extra for insurance is sort of a doule whammy. No doubt it will cost extra for insurance now but, roughly how much?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Provisional insurance to full licence insurance?

I’m 18 years old and I am 2 (and abit) months away from taking my driving test. If I take out provisional car insurance can I change my insurance to full once I have passed my test? The reason why I want provisional insurance is because I heard it was cheaper, then once I pass my test I would only have to pay 10 months of full licence insurance, correct? But anyway how much it cost me to increase my premium from provisional to full licence insurance?


Meaning of ‘risk date’ of a policy of insurance???

then guys,what’s the difference b/w date of commencement & risk date?????


Which company offers good” whole life insurance?”

I am sick of term life insurance and the company I am with now is abysmal. I would appreciate any help. I have a wife and two daughters, it’s about them, not me….


Medical insurance for norway?

im going to work in norway for 6 months can anyone recommend a not too expensive heath or medical insurance

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Wouldn’t the PPAC (Obamacare) bankrupt insurance companies?

PPAC seems very similar in nature to the Community Reinvestment Act that played a role in the 2008 financial crisis. The PPAC requires insurers to offer the same premium (price fixing) to all applicants of the same age and geographical location without regard to most pre-existing conditions (excluding tobacco use). It also states that minimum standards for health insurance policies are to be established and annual and lifetime coverage caps will be banned. As a business owner, I don’t see where the government comes to the conclusion that insurance companies could survive the price fixing and taking on such high risk liabilities. It seems like 2008 all over again, does it not? Wouldn’t they get involved in something similar to what the banks did with derivatives since they were forced to take on high risk loans? It seems like the big focus on Obamacare is the part where people are forced to buy insurance. I don’t think that is a big issue, the big issue is how can the insurance companies handle this? Am I wrong? I am going to do more research tonight.


Responsibility of owner, registrant and insurance holder for auto liability?

I am wondering who holds the most responsibility for an auto – the owner, the person on the registration or the person with the insurance policy. Assuming that these people are all different. More specifically, if I have a car on my insurance policy which is owned by someone else and registered to that person am I legally responsible as the policy holder?


Will my car insurance rates go up, hit and run accident?

I was parked out of my girlfriends house and apparently during my visit someone had hit my car that was parked on the side of the road. The other car just nicked my bumper (no damage to fender) but hit it hard enough to totally tear the bumper off the driver side and the front of the car and was left dangling on the passenger side. There were also scratches on the top of my driver side mirror, and the mirror itself popped out and was shattered. Basically my question is…if I claim it, will my rates go up? I believe I am insured under my parent’s names and not my own. I had one accident that was my fault about 2 years ago.


How do points on licence affect insurance premiums?

I was caught on camera doing 70 mph in a 60 area. Hands up, my stupid mistake, first offence after nearly 40 years driving. I will have to pay any fine imposed but, paying extra for insurance is sort of a doule whammy. No doubt it will cost extra for insurance now but, roughly how much?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Whats the point of Home contents insurance if you have warranties on gadgets vice/versa?

If I have home contents insurance, is there any point in me getting an extended warranty or the other way round?? I have always been confused by this!!


Which Car Insurance is Known to have the Cheapest Quotes/Rates?

Looking for a car insurance company that’s a little easy on a 20 yr. old’s pocket.


Orthodontic insurance??

I need to get braces but they are SO expensive. Our dental insurance does not cover ortho…is there an affordable insurance plan that would cover orthodontics??


How can you convince your parents to allow you to get your own car?

We went to the Ford Dealer and there was a 2007 Ford Taurus SE. The dealer wanted $8700.00 that is with tax. So I test drove it and took it to a mechanic nearby and the car checked out fine. My mom and stepfather went into the finance department and I waited in the room adjacent to them. The bad part is that I couldn’t get the car because they had a small discussion about how much gas, insurance, and maintenance the car will cost. So I left the ford dealer with no car. My mom said because I am a young man I could buy my own car and take on the responsibility of a young man. I told her can she please do it and I will pay her back over the years. She said no and my stepfather said come on man lets go home. I felt a little embarrassed because everyone in the lounge was looking at me. So how can I convince my mom and stepfather to buy me this car.


I have a Doberman puppy whats the best insurance for him please?

I have a Doberman puppy whats the best insurance for him please?


Recommendations of car insurance for someone who is an experienced driver but it is their first cover?

Yes, the £715 was the best deal we could find (most of them £1000 and above). My husband is mid-30’s so not a young driver and the car we bought is a small sensible family type car. It is kept in a locked garage overnight and we are in a low crime area. We’ll bite the bullet, get over the shock and take up the £715 deal! Thanks so much for your advice.


What is the cheapest motorhome insurance to purchase online?

I just bought an older 26 ft. class c motorhome and need to get insurance just to put a plate on it so the city ordinance officer cant screw with me because it is parked in my driveway.I live in Michigan.I wont be using this until fall and dont want to insure this yet through my regular insurance carrier.Does anyone know of a online insurance company thats fairly cheap?


Finding £2000-£3000 insurance for young driver?

With my UK license I intend on buying myself a car for university (GOLF or POLO). Being a young driver (19 years old), insurers are less than happy to offer cheap insurances. The best quote I’ve found so far from gocompare and dozens of other websites are Quinn Direct with £3800. Could you please suggest where to get cheap 3rd party insurance, you’re welcome to mention other car models if it helps cheapening it. Thanks


How do points on licence affect insurance premiums?

I was caught on camera doing 70 mph in a 60 area. Hands up, my stupid mistake, first offence after nearly 40 years driving. I will have to pay any fine imposed but, paying extra for insurance is sort of a doule whammy. No doubt it will cost extra for insurance now but, roughly how much?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Ilive eith a person and his house burnt down and his insurance paid for everything. we are not married but h claimed all my things as well?

so far he has received $5000.00 2 times. a check for $21,000.00. another for $17,000.00. and not sure how much more he is gona get. he paid for my bedroom st and gave me $500.00 but had I to pay for food and mine and my daughter clothes. he is buying thigs for himself he didn’t have befor. he has knows I cant get away from him because I am on ssi and only get $721.00 a month. how can I get what is owed to me


When you take your drivers test do you need to bring your original insurance card or is a copy fine?

Taking my drivers test tomorrow and not sure where my insurance card is but I do have a copy. will that work?


Home school/Insurance help!!! ten points best answer!!?

O.k I am 17, and home schooled, I am in 11th grade ( I missed the cut off date). the problem is I have diabetes. I get my insurance through my dad’s work, but to keep it after i turn 18 ( i will still have one year of school left) I need to prove that I’m doing school. how do I do that? I get tested yearly through the state, but i geuss that doesn’t count. I tried looking to see if I could do the K12 thing for my last year, but they don’t have it in Oregon. any help or advise would be great!!!!


I want to buy a 2000 Bmw but it has a rebuilt title. How much will my insurance go up if i have liability and its currentlu $50/month?

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How much is car insurance for a 19 y.o?

Hey, I know people are going to say I’m dumb for asking, but I’m wondering how much car insurance would be for a 19 y/o. I want to get a car, but I need to pay the insurance. I’m not looking for a great car, so I’m sure I’ll pick something insurance friendly. Also, would it be cheaper if I still had my parents insure the car technically” and paid them the amount?”


Is it possible to borrow from you life insurance policy?

I have a farmers insurance plan (4yrs now) and was wondering if anyone knows if you can borrow from the policy to put money down on a house or pay off bills?


Am I able to get health insurance? Please answer, need help?

I’m 18 years old, I left home because of an ongoing abusive situation, and have been on my own for six months, it’s the best thing that could of happened to me. I keep no contact with my parents. I live with an older friend who has two children. I help her around the house in exchange for rent, I buy my own food, pay for my own car insurance, and cover all of my own expenses, etc. I’m a full time college student, and I work around 30 hours a week, and now I’m looking to get affordable health insurance. However, my friend’s income is much higher than mine, disqualifying me from subsidized healthcare or medicaid. Health insurance is based on household income. I am not her dependent at all, she has her own health insurance policy. I’m very confused, what course of action do I need to take? Thanks in advance for your answers!


Does car insurance go up if you get your drivers permit?

will my parents car insurance go up if i only get my permit?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car insurance after a DUI?

Just so you know there are a lot of people who get a DUI, insurance companies don’t turn you down for it when you’re eligible to get your license back. So thank you however I would like answers from people who know what they’re talking about.


I have cancelled my car insurance?

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Is it expensive to own an older model BMW?

i really like the ones from the 80’s and 90’s. but are they expensive to buy because they are still beemers despite the age? is maintenance expensive? insurance? im 16 btw


Do you remember your first car?

Do you remember your first car?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

How much would it cost to insure these cars?

How much a year would it cost to insure a: 57 reg Renault Clio 1.1L and a 57 reg Vauxhall Corsa 1.1L I’m 18, female live off the main road and the car would be kept on a driveway, i live in a quiet little village in Derbyshire, the insurance groups for both are group 1. It will be used to drive to and from college each day so around 20 miles a day, no enhancements on the car, cars have done 17,000 miles, i have had my license for 1 month. Thanks.


How do points on licence affect insurance premiums?

I was caught on camera doing 70 mph in a 60 area. Hands up, my stupid mistake, first offence after nearly 40 years driving. I will have to pay any fine imposed but, paying extra for insurance is sort of a doule whammy. No doubt it will cost extra for insurance now but, roughly how much?


Can switching to geico really save you 15% or more on care insurance?

note: This is a joke respond like the commercials


How much will my car insurance go up?

I recently had an accident and my car was totaled, it was my fault, i did have full coverage so they did pay for my car and the other person, can someone give me an idea like a percentage or something that will help me determine how much more i will be paying, i am currently paying $95/month.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Best company for term-life insurance?

Best company for term-life insurance?


Car insurance questions!?!!? HELP! accident!?

Also the police came, but he didn’t take any report. he just asked if everyone was ok and left since mine was the 6th accident on the same freeway.. so he was on a rush to go to one few miles in ahead of me.. i did file an accident report with dmv though.. and in that when it asked about injury i said none since they just drove off and said no when i asked them


What individual dental insurance is best?

I just recently graduated college and I no longer have dental insurance through my parents insurance. Im in need of some dental insurance. My employer doesn’t offer any insurance at all. Ive done some research and all I come up with is the Individual plans. I dont know what insurance would help me cover invisalign and teeth being pulled? Ive called about 10 places but they only give some type of discounts which only average %15. any help or useful information would be appreciated.


Health Insurance Dilemma?

I have an appointment in two weeks to determine the possibility of melanoma and do not yet have health insurance. I had planned to have long-term health insurance in place a month ago, but it has not yet been processed. I want to keep my appointment and just pay for that out of pocket, but am concerned that if I do receive a diagnosis, I will not be able to get insurance after the fact. If I wait for my insurance to come through and wait until August for the next available appointment, can they drop my coverage anyway for only having it for 1-2 months prior to diagnosis? Also, I had a documented incident of Tachycardia two years ago that I was forced to go to the ER for and have been told that would likely rule me out for any short-term coverage options, despite the fact that it does not affect me daily and I do not take medication for it. Oh and I’m early 20s, if that matters. Thanks for any and all help–this insurance situation is stressing me more than the actual appointment!


Short term home insurance?

live in UK


What is the minimum automobile insurance required in the state of california?

What kind o risk is being managed when someone takes out a life insurance?


How much does it cost to insure a child care center?

I am enrolled in a college course called Administration of Early Childhood Programs. My final project is creating my own child care center (the project covers everything and is very detailed so we can use our materials if we actually do open up a center). Anyways, I am stuck on one part of my budget. I have been researching for hours and cannot find what my estimated cost of what liability insurance would cost me per year. Because this business does not actually exist I am having difficulties obtaining a quote from insurance companies. My center is licensed for 140 children at one time. If anyone has an estimated cost or a source that would give me an average cost per child or an insurance estimate calculator or anything like that would really help. Thanks!


Saving to buy a car, what do i need to know about insurance?

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Till what age can we get health insurance?

I want to know the upper age limit for purchasing health insurance.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much does medical insurance cost per month?

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How do points on licence affect insurance premiums?

I was caught on camera doing 70 mph in a 60 area. Hands up, my stupid mistake, first offence after nearly 40 years driving. I will have to pay any fine imposed but, paying extra for insurance is sort of a doule whammy. No doubt it will cost extra for insurance now but, roughly how much?


Will car insurance price drop in 2013?

I went to a local insurance company, called NFU Mutual – I was advised to wait till next year because its likely prices will drop a bit, young drivers pay a lot and was also told that women’s insurance will be as much as men, there wont be a difference anymore whether you female or not. Is this true? I’m 21 and the cheapest I have been able to find was at £1.400 per year, or £1.500 per year paying monthly – on a Peugeot 106 Zest 2, 1.1 with quotemehappy.com Thank you!!


Best car insureance website to get quotes?

Want a website where I can check for car insurance quotes. I do not have a car at the moment. Recently passed so just looking around for cheap insurance before going ahead and buying a second hand car.


How much will my insurance cost?

Hey, i’ve just passed my driving test as of a few days ago and I was wondering how much my insurance would cost. Im 19 and im in University full time. I have a diesel powered vauxhall astra with no modifications, it’ll be parked in the driveway overnight and I doubt i’ll be doing over 3000 miles a year if that. And I haven’t got any convictions or any physical or mental problems. im not sure what else I need to put lol put they were the main things I’ve been told to consider 🙂 Thanks!


How much do you think my Motorcycle insurance would be? for a 250CC bike?

I signed up for a motorcycle MSF class to get my license and to get experience riding a bike. I plan on getting a 250cc bike because I think it’s what suits my needs and desires of what I want out of a motorcycle. Also, I don’t need anything bigger/faster because I’m quite a daredevil” and broke my back 3 years ago. Anyways


Looking for an insurance plan to switch to with good maternity?

I’m getting married in less than a month & will no longer be on my insurance, my husband to be can stay on his till he’s 26 however my current job doesn’t offer me anything at the moment. I’m in search of a good plan that is affordable and we are looking to start a family later in the year/early next year so i wanted something that would help cover maternity as well. I don’t want any government offered type of deal either. Just need any suggestions, sites, plans to look up and research or any personal feedback. Thanks on advance


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