Can I have my term life insurance’s beneficiary as my brother and not spouse?

Can I have my term life insurance’s beneficiary as my brother and not spouse?

My spouse had a gambling problem, while he has not gamble for a few years any depression episode can cause him to relapse. Can I have a secret life insurance policy with the beneficiary as my brother so he can help my daughter just in case my husband won’t be able to? My brother is single, will never marry (I am sure) and I trust him more than anyone in the world.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


RELATED:

How much would my insurance go up if im 17 and was at fault for a car accident worth more then 750 dollars?

my family plan was about 3k every 6 months. The other car had about 3.4k worth of damage also. Also if i turn 18 will my insurance still become cheaper?


Property insurance and Act of God?

My trampoline allegedly caused damage to some vehicles during a windstorm. My property insurance doesn’t cover this damage, it was an act of God. If the trampoline was tied down, will the owners be able to sue me and win? If so, how do they collect? I have very little money and although I own my property, it has a lien on it. I do work, but only make $6.50 an hour! Any advice?


I need to find the best car insurance!?

I’m looking to buy car insurance on an 04 Chrysler Sebring. I have been in a few accidents so I know finding it cheap will be a little hard. But I’d like to go as cheap as possible, what would you reccommend ? I’m just looking for opinions 🙂 I’m 19 if that matters .


Why dont they offer insurance for escorts or prostitutes?

you know like if you put a dent in one. or happen to misplace one in a bottle of a bathtub. would that be covered under home owners?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

How much does it cost to KEEP a car like range rover?

ive never had a car, but i know that expensive cars are also expensive to KEEP, with all the insurance, gas, and idk what else, (if u could list it that be nice too) so how much does it cost to keep a car like range rover (per month)?


I just turned 19 and just got my first speeding ticket. im under my dads insurance will rates go up?

I live in Ohio this is my first ticket and we have state farm, he has been with state farm since he was like 18. How can I prevent my insurance from going up or rates from increasing. What is state farms policy on all this?


Using friend’s home address for car insurance, does that effect his taxes or his personal car insurance?

Its plain and simple and I know its insurance fraud if I were to use a different address but I have no choice since I’m under 25 and the area(Toronto, Canada) I live in has skyrocketing auto insurance premiums for tweens especially when you’re a male. So No other choice left. I’d like to know if there’s any legal liabilities on my friend if I use his address ?? Also I’d like to know if it effects his personal auto insurance premium. Please help me drive my car with the peace of mind of being covered by insurance. Thank you.


Can I have my term life insurance’s beneficiary as my brother and not spouse?

My spouse had a gambling problem, while he has not gamble for a few years any depression episode can cause him to relapse. Can I have a secret life insurance policy with the beneficiary as my brother so he can help my daughter just in case my husband won’t be able to? My brother is single, will never marry (I am sure) and I trust him more than anyone in the world.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car Insurance and Registration?

I am a Kansas Resident and have a Kansas Drivers License; however, I am studying in California for the next four years. I am receiving a car from my friend as a gift, but it’s already registers at California. What do I do to make it legal for me to drive it?


Question on Auto Insurance?

I live in California. I noticed on my insurance policy that I did not have collsion or comprehensive coverage on my car. I called my insurance company yesterday in the a.m. and told them to add the full coverage. I had an accident last night about 7 hours later. A lady turned left in front of me. Even if I was at fault which I don’t think I was, did that updated coverage go into effect when I called the insurance company and told them to add it?


What insurance companies allows under 25’s to drive any car on fully-comprehensive insurance?

Hi there, I’m 18 and have insurance with Tesco young drivers however that does not cover me to drive every car as under 25’s aren’t covered. I need to drive my mums car soon and she is abroad on business for 6months so cannot add me on to her insurance either, which leaves me with a problem. I can’t find a company anywhere that allows under 25’s to drive any car on fully-comprehensive insurance so was wondering if anybody out there did? Thank you


Has anyone moved to pennsylvania from new jersey?

i was considering moving to pennsylvania because I’ve heard the cost of living is a little less expensive than what it is in NJ.And I see alot of people are living in PA that commute to work in NJ/NY so there must be some reason people would be willing to make such a long commute just to live in PA.I live in Northern NJ somewhat close to Newark with my parents and i wana move out but cant afford the rent in NJ.I need some advice and opinions on whether moving will be better or will I be better off staying in NJ.Ive been considering also Washington DC, Maryland,Virginia. Can anyone tell me what towns in PA are cheapest to live, is car insurance cheaper than NJ etc. things like that.Thanx in Advance. O yea and if i wanted to keep my job and commute how far is the drive from nj to pa.i work close to NY


Collecting on a life insurance policy?

My father, whom I haven’t seen in years, died recently. According to the divorce decree, he was to maintain a life insurance policy payable to his children; me my sister, and brother. I was told I have to file a Demand” that the money from the policy be paid to us. It has already been cashed by his trust


What Vehicle has the highest insurance rates?

I friend of mine wants to purchase a Mustang and she was told that the rates in Georgia would be high….Does the color of the vehicle make a difference also?….I have heard the color Red would bring you into a high pay rage with insurance….not too sure so I’m asking….thanks


Financing a new car and with no insurance?

i do not plan on driving the car, I want it in my drive way with no plate on till my son turns 16, I uner stand I need to have plates registration and insurance to take it home, but after I get home I want it to just sit in the drive way


How much does an emergency room visit cost with and without insurance?

I had to go to the emergency room at 8 weeks pregnant because I had become dehydrated from vomiting so much especially the few days before ending up there. Plus I had vomited quite a bit of blood after all the food and any bile produced or left after that, just kept wanting to vomit on an empty stomach. My husband took me there after speaking to my dr over the phone. I couldn’t even keep a few sips of water down or milk. I managed to have a few sips of soda in with a few bites of a cheese sandwich but then then felt like I would be sick again. I was just wondering what the estimated cost would be with and without insurance. Here is a breakdown- Cost of stepping into emergency room cost of being seen by a doctor cost of getting two bags of iv drip/ fluids cost of a dose of Zofran (for the nausea) cost of a urine test cost of a couple of blood test cost of a sick note? cost of a presciption for zofran? I don’t think I have missed anything, I think I was there for a couple of hours My husband has me covered on his insurance but it may come under before deductible. Any ideas before and after insurance. Generic Zofran is so cheap, I got it only for emergencies so I don’t get dehydrated from vomiting so much, but the nurse told me it costs $100s for Zofran, that its not cheap, wow thats crazy The nurse who took my details and initially spoke to me was so nice and caring, but the nurse who I was left with to check up on me was rude, thankfully and fingers crossed, I have been managing my morning sickness well and the nausea is not as bad with the help of generic zofran from walmart. Walmart is the best unlike expensive walgreens. So whats your experience with emergency room costs/ bills especially for someone who has been in a similar situation to me? and also how did they treat you? Thanks in advance


Can I have my term life insurance’s beneficiary as my brother and not spouse?

My spouse had a gambling problem, while he has not gamble for a few years any depression episode can cause him to relapse. Can I have a secret life insurance policy with the beneficiary as my brother so he can help my daughter just in case my husband won’t be able to? My brother is single, will never marry (I am sure) and I trust him more than anyone in the world.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much home insurance should I get?

I just bought a house for about $180,000. I am looking for homeowners’ insurance, but I am confused as to how much I should get. Should I insure for just the replacement cost of rebuilding the structure, or for the % of the mortgage I am financing. I got 3 different quotes, and they were for $396, $502, and $858. The lowest one was for $396 b/c it was with my car insurance company, but they will only insure the cost of rebuilding the structure, which they estimate as $110,000 (the house is small and in a decent neighborhood.) The second company wanted to insure me for that, but I got them to quote me on $140,000. That amount, when you add in the 25% overflow they allow you, meets the 90% of the mortgage amount I am financing. The 1st company would not do that for me. The 3rd quote was for $140,000, and was with the people w/whom I have had renter’s insurance for 12 years. The only difference was that there was not a wind damage deductible of 2% on the 3rd quote. My loan officer says to just get enough insurance to rebuild the structure. How much insurance should I get?


How much about would car insurance cost for a new driver (18) and an old car (honda 1993)?

i am 18 i got my license at 17 and i have an old car about how much would it cost to get my car insurance


Does the pass plus scheme actually help reduce insurance prices?

some people tell me its helpful others tell me its not…someone who actually knows let me know if it does and by how much thanks


Does anybody know of a cheap insurance company for eighteen year olds?

I am male single and I drive a 98 eclipse. State farm wanted 440 a month geico wants 180. I was hoping to see what my best options were though.


Should I cancel my health insurance?

I’m paying approx $95 a month for health insurance, it’s the highest level that was offered to me with the lowest decuctible. Well they won’t cover my medications until I reach my deductible. I am never going to reach a $2000 deductible when I only spend $100 a month on medications and go to the doctor maybe twice a year. So I’m paying $95 a month for something that doesn’t even make my prescriptions any cheaper…is it even worth it? It seems that this isn’t worth anything unless something horrible happens to me. I rarely get sick.


Insurance information?

My situation is I’m 18 and getting a small, cheap procedure done and I’m doing it without letting my parents know. Its of course being done by a professional doctor. My question is it’s around $400 and I’d like to pay cash. But when they hand me a registration form with the insurance information on it like, person responsible for bill and subscribers name (my father obv) can I just leave that area blank. Ik they’ll ask for my insurance card but if I pay cash can this go un billed to my parents. Sorry this was so long, would really appreciate the help.


Car Accident with Person who has no Insurance OR a License?

Yesterday, I was driving home, maybe about a mile away. When suddenly this girl tries to run a red light and turn left going across an intersection to get on the ramp for the freeway. Meanwhile I was already 10 ft from the intersection, and the re were other drivers who just left the intersection going in the same direction I was. She bolted across the street (even though it was a red light and there were cars coming) and slammed into my front left tire going maybe 30-35 mph. Later at the hospital (because I had broken my wrist and my passenger had trouble breathing from the airbag slamming against their chest) the police officer who was at the scene came back and gave us the incident card and told us that the driver who hit us was uninsured, and no license. They didn’t have a permit, and the license was not suspended or take. They had nothing. What do I do? I have insurance which should cover it, but as you probably know, insurance companies like to play games instead of feeling sympathy.


Can I own a driver’s license without paying insurance?

I am 16 years old. Am I able to take the test and get my driver’s license, and still be able to drive my mother’s car, without having to pay extra insurance for me? Like could I still drive her car or a friend’s car if they have insurance on that car?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Is it possible to change an engine in a car to bring down the cost of insurance?

I’m 17 and really want an Audi A3 for my first car but the insurance is too much even with a 1.6L engine . So is it worth me putting a smaller engine in to bring the cost down? And if so what size engine should I put? THANKS


I’m live on omaha Nebraska and I just got my license and looking for an affordable insurance company?

I’m live on omaha Nebraska and I just got my license and looking for an affordable insurance company?


Need help wit chosing car insurance!!!?

I AM 19 AND I AM TRYING TO FIND CAR INSURANCE FOR MY VEHICLE IN THE STATE OF VA. I AM LOOKING FOR SOMETHING THAT IS CHEAP BUT HAS PRETTY GOOD COVERAGE. I AM ABOUT TO START SCHOOL IN THE FALL AND I PLAN TO COMMUNTE TO SCHOOL AND TO WORK. I AM A FEMALE AND I JUST GOT MY LICENSE.


How much did your first car cost?

How much did your first car cost?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Medical insurance coordination of benefits help?

Husband & wife both have group medical insurance with their employers. His insurance is a bucket plan through Cigna called an HSA. It pays for the first $750 & then he has to meet another $750 before anything else is pd. Her insurance is Healthlink PPO with $250 deductible. If husband’s insurance pays for his chiropractor bills in full (as not over $750 total) can these bills be submitted to her insurance to help meet the family deductible of $500? We live in IL. Any help would be greatly appreciated. Thanks!


Can I have my term life insurance’s beneficiary as my brother and not spouse?

My spouse had a gambling problem, while he has not gamble for a few years any depression episode can cause him to relapse. Can I have a secret life insurance policy with the beneficiary as my brother so he can help my daughter just in case my husband won’t be able to? My brother is single, will never marry (I am sure) and I trust him more than anyone in the world.


How to avoid an increase of the insurance premium?

How to avoid an increase of the insurance premium?


How much would the insurance be for a 17 year old that owes a bmw 2002 325i?

My dad is currently driving a 2002 bmw 325i but he is getting a new car and he is going to pass on his current car to me. The car is in very good condition and I really like it. It’s like a dark greyish blue color. Obviously, this will be my first car and I don’t have to buy it cause he is just giving it to me, and it’s fully payed off. I’m just curious on how high the insurance will be every month because first I’m young and second it’s a luxury car. I rather not have the car in my own name (yet) but under my parents name so they wouldn’t charge me much. Btw I do have a job. But anyways, I just wanted your feedback and assumption of what the price on the insurance will be. Thank you.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can I apply for gap insurance after my car is in the process of being declared totaled?

Its because my car is declared totaled by hail damage but i still owe 10,000 and all i will most likely be given is 6,000 and id realy like to keep my car somehow.I just wanted my dents repaired but now i may lose my car and the bank may get some money but then i get screwed what can i do this isnt right if they take my car how am i suppose to pay it if i have no means to transport myself agin all i wanted was repairs and a cliam is filed it hasnt bin declared totaled yet i just want to save it!


Can a whole life insurance policy be used to secure a loan through collateral assignment?

specifically a home loan. Also, if it does secure a loan, how much? based on value of death benefit or cash value?


125 motorbike insurance 19 year old?

hi, im 19 and have had a car driving licence for 2 years and clean. As my car insurance renewal is ın a few months and because its a 2.3litre and all that talk of premiums of increasing, its my option to sell my car for a motorbike and a riding experience, so typically how much would insurance be for a 19 year old, With a new bike licence but been driving a car for 2 years (if that matters) 1000 pound 125cc motorbike stored in a garage, immobiliser, not for any sort of business and miles of maximum 2000 a year. im just asking because insurance webpages don’t open on my computer today, but i roughly remember whats asked for insurance. thanks in advance


What is a fair mileage adjustment auto insurance Valuation?

What is a fair mileage adjustment auto insurance Valuation?


Car insurance policies !?

a friend of mine said she had light house insurance.. she claims she pays X amount of money for a basic car insurance policy every 6 months.. keep in mind, i live on long island.. what kind of car insurance company offers a 1 payment policy every 6 months ?? my current insurance policy is expensive, i feel like theyre stealing from me.. please help out, i know there are A LOT of insurance companys..


Best kind of Private insurance for self employed…?

My husband and I are self employed in Colorado, and we need good health insurance with dental and vision, and lots of good coverage… what is the best insurance company for this?


I hit a deer and didn’t file a report? Will insurance cover?

This morning I hit a deer and had some damage to the front of the car and flood light (hopefully not more than that). I was in a rush for work and didn’t have time to stay for a police report for the sake of the company (I may regret this). I want to know if I call my insurance and claim this damage and incident if I have any chance with them covering it. I do not have a picture of the deer because it ran off but have a picture of the damage. I have full coverage too btw. The last thing I want is to call and find out I am not covered and just have my rates go up and deductible come out for nothing. Please give me your best advice on what to do in this situation. Should I call insurance or just live with this damage? I don’t think anything on the inside of my car is damaged but it could be possible cause I’m not knowledgable in cars.


CA DUI expungement affect insurance rates?

I received a DUI back in July of 2001, and it has been affecting my insurance rate ever since. Under the new DUI laws the DUI I received (a misdemeanor) will be on my record until 2011. I qualify for expungement of this record. My question is if I do expunge my DUI will my auto insurance company be able to see my dmv record and will my insurance company be allowed to charge me the same rate?


How much is enterprise car insurance?

Planning on renting a car from the 25th to the 29th

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Young drivers car insurance uk?

Cos I think that is too much for anybody


Can I have my term life insurance’s beneficiary as my brother and not spouse?

My spouse had a gambling problem, while he has not gamble for a few years any depression episode can cause him to relapse. Can I have a secret life insurance policy with the beneficiary as my brother so he can help my daughter just in case my husband won’t be able to? My brother is single, will never marry (I am sure) and I trust him more than anyone in the world.


What happens if someone tries to commit car insurance fraud against you?

I got a hold of the adjuster that handled this girl’s claim (the claim has been closed for two years so he said there’s nothing he coud do about it now) and he flat out admitted that he never tried to match the damage on her car to mine. If he HAD tried to match it up, he would have seen that there was no way that damage was from my car, and I let him have it. They paid her $2,500 to repair her car without even checking to see if it was their client that did that damage. I was livid.


How much is it to add a second car to the insurance.?

im getting my first car and im wondering how much it would be to add it to my dads insurance plan.It is a 1990 firebird


Car Insurance Dilemma?

Hello everyone, I just purchased a new vehicle and gave the old one to my mother. She really needed a vehicle. I decided not to trade it in. The problem is that she can’t afford insurance however, if I was to add her to my existing policy, she could afford it. This is the problem, she must be a resident at my house in order to be added. Would they find out if I added her? Would she have a hard time registering the car? Only knowledgeable answers please. Thanks


How to get cheapest car insurance by where you live?

How to get cheapest car insurance by where you live?


If I hit an unlicensed driver is my insurance required to pay for his car?

My friend got into an accident with an unlicensed driver and when the cops showed up they said no one could be determined to be at fault. They said the insurance companies could duke it out. If my friend is found to be at fault, is her insurance required to pay to fix the car of the unlicensed driver?


multi car insurance