Anyone have suggestions on dropping out of employer health plan and getting your own insurance?

Anyone have suggestions on dropping out of employer health plan and getting your own insurance?

Health insurance is so expensive, and we rarely use it. I am thinking about taking out my own high-deductible policy for catastrophic coverage and paying everything out of pocket. Has anyone tried this? Any recommendations for companies that offer high-deductible policies for catastrophic coverage?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Cheap, but safe cars with low insurance [group 5 or less]?


What is Islam’s view on Auto Insurance?

Is it Halal to have an Auto Insurance? specially when it’s required in the country you live in. I ask this questions because the Insurance money collects money for something that never happen and may not happen. some ppl were paying insurance for 10-20yrs without an accident, and they were charging you all this money for nothing. if it’s not, then what do you do when you are in an accident?


How much do you pay for full coverage car insurance?

i’m 19 and going to buy a car soon but i’m trying to get a ball park figure on how much i can expect to pay

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Got into an accident, my fault, not listed on my dad’s insurance?

so, i am 17 years old and got into an accident on my dad’s car on whose insurance i am not listed. so, it is a liability coverage and i know they wont pay for any damages. i am willing to pay for those, but what i’m worried about is the injuries. the people on the other car where faking necks and back pain (i jut hit them in the back going around 15 MPH). and i kinda noticed they just wanted to get money from the insurance company because it was just a small hit. I just wanted to know how much money would i have to pay in case they say that they were injured or does the insurance company will pay for injuries?… like would i get a crazy bill for like $5000 dollars because if so my future is just ruined.


Where can I get affordable health insurance for my family?

USA 2013, it’s now illegal, NOT to have medical insurance for everyone in your family. I get insurance for myself through work, which is mostly paid for by them, except my high deductible and co-pays, which I can barley afford. My wife and kids will cost me over $800.00 per month to insure through my employer. Can’t afford that, it’s almost as much as my rent. Half the insurance companies I’ve applied for say I make too much, the other half tell me I don’t make enough. What I’m I supposed to do, eat or have insurance? If I just don’t buy any, I’ll be penalized through taxes at the end of the year. So, does anyone know of any good health insurance companies out there? Thanks.


Good dog insurance………………..?

I plan on getting a neo some time, and I know they have many health problems. Vets can be expensive so I am sure that getting insurance would help it be cheaper. (?) I have a few questions for ppl with dog insurance. It is like human insurance, do you pay a monthly fee or is it semi annual/annual? Also what is a good dog insurance to go with, does your dog have to get approved to be on the insurance? Thanks!


Anyone have suggestions on dropping out of employer health plan and getting your own insurance?

Health insurance is so expensive, and we rarely use it. I am thinking about taking out my own high-deductible policy for catastrophic coverage and paying everything out of pocket. Has anyone tried this? Any recommendations for companies that offer high-deductible policies for catastrophic coverage?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Motorcycle insurance cost (poll and surveys)?

How much do you guys pay a month for motorcycle insurance. Put the type of motorcycle you drive and years of experience. And if I don’t have a motorcycle license how much would I pay motorcycle insurance ?


Who needs insurance?

Auto insurance is a hit or miss conception with police enforcement doing the insurance company’s work for them. Too many drivers have no insurance leaving responsible drivers to pick up their tab. Why don’t we tack on 10 or twenty cents per gallon at the gasoline pump to go for insurance. If you don’t buy gas for your car, you’re not going to be able to drive.That way, if you drive, you automatically have insurance. This frees up police to do real cop work, cuts down on the cost and makes sure everyone who drives has insurance. Whadya think?


Would it cost alot to add a second weekend” car onto my Insurance?”

I am thinking of getting a older blazer from the later 70’s to take out on the weekends to go rompin’ and 4x4ing, would it cost alot to add it onto my insurance? Would there be a discount since it is not my daily driver car?


Can the auto insurance kick you out?

1st time geting a license at the age of 63 then having 1st month of insurance then 3 weeks later geting an accident which involving crashing into an property which i assume the damage cost from the insruance eyes would be $25-30


Look! Auto Insurance?

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How much is car insurance in Vancouver, BC Canada?

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Estimate how much car insurance would cost?

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Ii need a dentist with no money or insurance. ?

Hello every body how u doing? Me I’m good i just have a real deep situation i need help with. Okay I’m 33 year old female I’m here in san diego. I have had a rough life. Im n need of answers for dental. I haven’t been to the dentist in years i need work. Its been so long and I’m inbarest to open my mouth. I’m not working and i have no money saved up. I live with my mom and brother which receive ssi so my momma and brother help me. And i have no insurance. I really need to smile again i don’t kw where to start every thing neg shuts me down. So is there any answer for me.


Anyone have suggestions on dropping out of employer health plan and getting your own insurance?

Health insurance is so expensive, and we rarely use it. I am thinking about taking out my own high-deductible policy for catastrophic coverage and paying everything out of pocket. Has anyone tried this? Any recommendations for companies that offer high-deductible policies for catastrophic coverage?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Health insurance for a minor…?

I pretty much only needed it for Birth Control && in case of an accident.


Car Insurance and an accident?!?

So my parents are wanting me to get my own car insurance plan. Here’s my question though. I got into an accident last December but my car insurance is under my dads name. Does this accident show up in my name when I ask for a quote from other insurance companies?


How much is the average travel trailer insurance rate?

How much is the average travel trailer insurance rate?


Why do Universal Life Agents LAUGH at Whole life insurance?

As of now, there are two answers. I appreciate the answers but they are VERY vague and do not really tackle the issue. I do not believe this issue can be resolved with a one paragraph off the hip comment. So please, chime in. I am looking for more in depth answers and I will be extending this question to give it more time on Yahoo answers.


Will my car get tow,i change the insurance to my father name.?

I financed a car and all the paperwork is under my name,but i change the insurance under my father name.now i received a letter saying i don’t have insurance,and i told them is under my father name.they want me to change it in my name,but i don’t want to.if i put my name in the insurance it will be high. can i leave it under his name,or put my name in it.


Can a mortgage lender ask for information regarding a life insurance death benefit? If so, what do I need to disclose?

Can a mortgage lender ask for information regarding a life insurance death benefit? If so, what do I need to disclose?


Does anyone know this car insurance joke?

I heard a car insurance joke a while back it started with a lot of cussing and then at the end of it it said something like something something something I just saved money by switching my car insurance to GEICO” or something like that can someone please tell me the joke if you know it? I wanna send it to a friend :)”


I give my dad my whole paycheck but he hasn’t been paying my car insurance?

I am 22 yrs old and live at home with crazy, controlling parents. I work part time and go to school full time. I have no credit, etc etc so they make me live at home and go to school nearby. My job (which is with my mother) recently cut my hours down to part time, but I was lucky because they laid off many people. I get paid around $450 every 2 weeks. My parents are constantly crying about money and I closed out my bank account so as to give them my full check with the understanding that they would help pay my student loans and car insurance. I got into a car crash where I was rear ended and I was the driver, so I received no fault. One month later, I was rear ended AGAIN and again, no fault because I was not at fault for either accident. It came out that I HAVE NO CAR INSURANCE and that my dad was not paying for any insurance because I am not even listed as a driver! I also have no health or dental insurance! (He is a psychiatrist, a doctor, and makes decent money. My mother is a social worker) So now since I have been in 2 accidents and no insurance, my dad won’t let me drive and either he or my mother drives me to both work and school. However, they pay for my brother to go away to college and his health insurance, phone bill, and car insurance without question. When I ask why they won’t put the car in my name and give me insurance, they say it would be $4,000 a month, which I know is very far from the truth. They also say they are working on” getting me car insurance

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much am I looking at for Home Owners Insurance in GEORGIA on a house valued at $27K?

I looking per month on average or per year. In Macon to be more specific.


What happens if i get caught without licence but with an insurance?

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What is the best student health insurance plan in Florida?

What is the best student health insurance plan in Florida?


If you are on your companies insurance and you go to the doctor’s do they know by getting something in the mail or can you keep it private?

If you are on your companies insurance and you go to the doctor’s do they know by getting something in the mail or can you keep it private?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What’s your Scion TC’s Insurance Rate?

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Anyone have suggestions on dropping out of employer health plan and getting your own insurance?

Health insurance is so expensive, and we rarely use it. I am thinking about taking out my own high-deductible policy for catastrophic coverage and paying everything out of pocket. Has anyone tried this? Any recommendations for companies that offer high-deductible policies for catastrophic coverage?


Pregnant and under 18, I want the abortion pill, what do I do?

I live in New York City. I am 16 years old and on my fifth week of my pregnancy. I do NOT plan on involving my parents in the abortion process or letting them find out, and I would be covered financially. My first choice was Planned Parenthood, but I am not sure what to do. I don’t want to look stupid showing up at a Planned Parenthood under 18 and expect them to give me an abortion pill. -Will I be able to fill out paperwork as a minor? Do I need someone over 18 with me? -How much will the abortion pill cost? -I do not have my insurance information, but I can cover the expenses by myself, is that okay? Do I NEED insurance? -What will all of the paperwork entail? Everything I should already know? Do I need to know my social security # and etc? I’d like to make this abortion process quick and easy and I’d prefer the pill. If you have any steps or advice for me to take WITHOUT INVOLVING MY PARENTS I’d REALLY appreciate it. and NOTE: I DO NOT WANT TO HEAR YOUR OPINIONS ON ABORTION. I really could care less. Don’t lecture me or tell me what I’m doing is wrong, I am doing it whether I get advice here or not. You’re wasting your time if you’re not giving real answers.


RIDICULOUS CAR INSURANCE QUOTES!!!?

I’m 18 I’ve just bought a Vauxhall corsa 1.2 and it’s 1995, bought it for £250 ha. Anyway been looking for quotes and they’re coming in £3500+!!!!! I’m getting so stressed out with the prices I’m full time worker and work 10 miles away from home so I need a car. I’ve tried having my mum as the lead and me a named driver, tried all the comparison sites and even had quotes for the black box but they’re coming in all over £3500! Please can someone give me some advise or something. I’m wanting to pay about £2000 which I didn’t think was unrealistic? Thanks

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much would it cost me a month?

If i wanted to buy a car for $16000 and i am 16 with no credit or anything. I have a job but my mom said she would pay half the payment and the insurance so i need to know how much would the monthly payment be. Thanks


Does manual transmission increase your insurance rate?

i had someone tell me it did, but i just don’t know about that!


Health insurance question.?

do you have health insurance? is it provided by your employer? do you supply your own? if so how much do you have to pay and is it worth it for services you get?


How much would insurance be for an 18 year old?

How much would insurance be for an 18 year old guy driving a 98-02 Camaro z28? I live in Los Angeles, CA. I been driving my dad’s car for 3 months and had no problems/pull overs/ tickets etc, i know 3 months is not much but at least some experience. I know it will be high but around how much? Would it make much different if i get a Nissan 350z since its slower? What are some factors that can lower the price.. Can i get the minimum coverage?


Babysitting in rental home and Liability Insurance?

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What happens if i get into a car accident that’s my fault and I’m uninsured?

So i just turned 18 literally 2 weeks ago and I’ve had my license for 2 months now. While my parents have insurance for both their cars, they’ve failed to insure me so im basically an uninsured driver. i got into an accident that was my fault this afternoon, (my front passenger side door is wrecked including the window, & mirror; the other persons car has damages to the headlight and tore on the drivers side) and I was wondering what are the consequences? My dad is worried that we wont get insurance again, and im worried that my license will be revoked ( not even that worried about that bc as of right now, im beyond traumatized to drive). So what could happen?


Health insurance question, if you have Blue Shield, do you know how it differs from Covered Calif?

Health insurance question, if you have Blue Shield, do you know how it differs from Covered Calif?


I heard about this non-owners auto insurance, what exactly is it?

I heard about this non-owners auto insurance, what exactly is it?


Which provides better health Insurance coverage? Traditional Medical Coverage or Short-Term Medical Coverage?

I just transitioned from a student to a worker! In school, my university provided insurance services to me so it was not a big deal. However now I have to look for one myself. My employer says that I can select any type of plan I want and he will pay 50% of it, subject to a $100 per month cap. I have never fallen sick, touch wood, and have never used insurance. So, for a person who seldomly visits a doctor, which is better. Traditional: $ 70 per month $1500 deductible $7500 max. annual out of pocket. Roughly 30% Co-Payments an most of the services. Short Term: $ 30 per month $500 deductible $1000 max. annual out of pocket. Roughly 30% Co-Payments an most of the services. Traditional +s: No need to pay in bulk, includes dental, vision and life. Short Term +s: Low premium, deductable and Annual OOP. Traditional -s: High Premium, deductable, Annual OOP and Co-Payments. Short Term -s: Need to buy every 6 months, no dent. no life.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Credit life insurance?

Credit life insurance?


Anyone have suggestions on dropping out of employer health plan and getting your own insurance?

Health insurance is so expensive, and we rarely use it. I am thinking about taking out my own high-deductible policy for catastrophic coverage and paying everything out of pocket. Has anyone tried this? Any recommendations for companies that offer high-deductible policies for catastrophic coverage?


Should I put my husband in a life insurance?

I’m 23 and my hubby is 33 me and him were discussing about purchasing some good health and dental insurance. Later on I started thinking about putting him in a life insurance, I’m already covered but he isn’t.. I don’t know if I should talk to him about that because he may think that I’m trying to plan for his death or something.. It’s not that it’s just being [prepared because you never know what will happen..What do you think? If you are in a life insurance who are you with? What is a reasonable company to deal with?


Maximum policy death benefit available for Acceleration?

Purchasing a term life insurance policy. What does Maximum policy death benefit available for Acceleration mean?


Why is my car insurance going up if I have a good driving record?

I just moved about a block from my old rental (old lease was for 2 years) so I updated my address at my insurance. The policy went up to about 100$ a month which I don’t understand because I have been told I am low risk and in the preferred age category 25+. I have a cousin about 9 years older who has multiple accidents, claims and tickets who only pays 60$. So what the heck is going on? I am comparing apples to apples on deductibles but it seems as if the insurance companies are punishing me for having a clean record with no accidents. I am just about 30 years old and only have one car a 2000 Saturn LW2 that I’ve owned outright for 6 years without payments. Even my younger friends who still party and drink pay lower than I do. Is it possible there is false information that the insurance companies are basing my rate on? The lowest rate I have been able to find is 70$ a month… but everything else is over 150$ per month……grr. I am a complete square and only drive up to 5 miles total a day for commute so I don’t see why I should be paying so much. I was told by a friend that I should have had a price drop when I hit 26 because that is the cut off for DUI risk but it hasn’t happened.


Marine Insurance?

Why do the Underwriters enjoy an apparent freedom to give seven days notice and announce an area a war risk zone and, effectively, arbitrarily withdraw insurance cover? – like cases in the Straits of Malacca –


On average how much would it insurance cost for new drivers?

Well I passed my road test the other day and also took drivers ed. My mom doesn’t have a car or a license, so I’m the only one with a license and my mom will be buying me a car. We are going to get a car that’s no older than 2005, arond 40K miles and is used. I also don’t have a credit card. Would anyone know on average how much insurance would cost on average for someone in my situation?


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