How do I dispute the “replacement costs” that home insurance companies calculate for my house?

How do I dispute the “replacement costs” that home insurance companies calculate for my house?

We are purchasing our second home while we maintain the first one as a rental property. The home we are purchasing is $165,000 and was built in 1974. A simple search of real estate listings in our city shows that a new home in a nicer neighborhood (much larger, actually) can be purchased for 229,000 or less. So far, all the home insurance companies are giving me quotes with a replacement value for my home ranging from 229k-249k. How is it possible that replacement costs for my older home could higher than purchasing a brand new home with more square footage in a better neighborhood? Is there a method of disputing these findings?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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How do I dispute the “replacement costs” that home insurance companies calculate for my house?

We are purchasing our second home while we maintain the first one as a rental property. The home we are purchasing is $165,000 and was built in 1974. A simple search of real estate listings in our city shows that a new home in a nicer neighborhood (much larger, actually) can be purchased for 229,000 or less. So far, all the home insurance companies are giving me quotes with a replacement value for my home ranging from 229k-249k. How is it possible that replacement costs for my older home could higher than purchasing a brand new home with more square footage in a better neighborhood? Is there a method of disputing these findings?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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How do I dispute the “replacement costs” that home insurance companies calculate for my house?

We are purchasing our second home while we maintain the first one as a rental property. The home we are purchasing is $165,000 and was built in 1974. A simple search of real estate listings in our city shows that a new home in a nicer neighborhood (much larger, actually) can be purchased for 229,000 or less. So far, all the home insurance companies are giving me quotes with a replacement value for my home ranging from 229k-249k. How is it possible that replacement costs for my older home could higher than purchasing a brand new home with more square footage in a better neighborhood? Is there a method of disputing these findings?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

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How do I dispute the “replacement costs” that home insurance companies calculate for my house?

We are purchasing our second home while we maintain the first one as a rental property. The home we are purchasing is $165,000 and was built in 1974. A simple search of real estate listings in our city shows that a new home in a nicer neighborhood (much larger, actually) can be purchased for 229,000 or less. So far, all the home insurance companies are giving me quotes with a replacement value for my home ranging from 229k-249k. How is it possible that replacement costs for my older home could higher than purchasing a brand new home with more square footage in a better neighborhood? Is there a method of disputing these findings?


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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How do I dispute the “replacement costs” that home insurance companies calculate for my house?

We are purchasing our second home while we maintain the first one as a rental property. The home we are purchasing is $165,000 and was built in 1974. A simple search of real estate listings in our city shows that a new home in a nicer neighborhood (much larger, actually) can be purchased for 229,000 or less. So far, all the home insurance companies are giving me quotes with a replacement value for my home ranging from 229k-249k. How is it possible that replacement costs for my older home could higher than purchasing a brand new home with more square footage in a better neighborhood? Is there a method of disputing these findings?


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