Deductible v. out-of-pocket maximum? Health insurance help!?

Deductible v. out-of-pocket maximum? Health insurance help!?

I’m trying to pick a good health insurance individual plan for while I’m between jobs. I would like a low monthly premium, so I’m looking at pretty high deductibles. I’m thinking of a $5000 deductible, but that plan says it has a $3000 out-of-pocket maximum. How does that work? It that AFTER the deductible is met? I’m also looking at another that is a $3000 deductible with higher coinsurance, but lower premium. I basically use preventative care, but am good on all my check ups until next year, so might not even use those while I have this insurance, because obviously I hope to be covered by an employer before then, but I want to be prepared for any emergencies. I don’t want to pick a plan just based on how much I want to pay per month, but there are too many options! Any guidance on selecting a plan is greatly appreciated!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

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Deductible v. out-of-pocket maximum? Health insurance help!?

I’m trying to pick a good health insurance individual plan for while I’m between jobs. I would like a low monthly premium, so I’m looking at pretty high deductibles. I’m thinking of a $5000 deductible, but that plan says it has a $3000 out-of-pocket maximum. How does that work? It that AFTER the deductible is met? I’m also looking at another that is a $3000 deductible with higher coinsurance, but lower premium. I basically use preventative care, but am good on all my check ups until next year, so might not even use those while I have this insurance, because obviously I hope to be covered by an employer before then, but I want to be prepared for any emergencies. I don’t want to pick a plan just based on how much I want to pay per month, but there are too many options! Any guidance on selecting a plan is greatly appreciated!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Deductible v. out-of-pocket maximum? Health insurance help!?

I’m trying to pick a good health insurance individual plan for while I’m between jobs. I would like a low monthly premium, so I’m looking at pretty high deductibles. I’m thinking of a $5000 deductible, but that plan says it has a $3000 out-of-pocket maximum. How does that work? It that AFTER the deductible is met? I’m also looking at another that is a $3000 deductible with higher coinsurance, but lower premium. I basically use preventative care, but am good on all my check ups until next year, so might not even use those while I have this insurance, because obviously I hope to be covered by an employer before then, but I want to be prepared for any emergencies. I don’t want to pick a plan just based on how much I want to pay per month, but there are too many options! Any guidance on selecting a plan is greatly appreciated!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

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Deductible v. out-of-pocket maximum? Health insurance help!?

I’m trying to pick a good health insurance individual plan for while I’m between jobs. I would like a low monthly premium, so I’m looking at pretty high deductibles. I’m thinking of a $5000 deductible, but that plan says it has a $3000 out-of-pocket maximum. How does that work? It that AFTER the deductible is met? I’m also looking at another that is a $3000 deductible with higher coinsurance, but lower premium. I basically use preventative care, but am good on all my check ups until next year, so might not even use those while I have this insurance, because obviously I hope to be covered by an employer before then, but I want to be prepared for any emergencies. I don’t want to pick a plan just based on how much I want to pay per month, but there are too many options! Any guidance on selecting a plan is greatly appreciated!


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Anyone want to give me a rough estimate on this car insurance quote?

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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Deductible v. out-of-pocket maximum? Health insurance help!?

I’m trying to pick a good health insurance individual plan for while I’m between jobs. I would like a low monthly premium, so I’m looking at pretty high deductibles. I’m thinking of a $5000 deductible, but that plan says it has a $3000 out-of-pocket maximum. How does that work? It that AFTER the deductible is met? I’m also looking at another that is a $3000 deductible with higher coinsurance, but lower premium. I basically use preventative care, but am good on all my check ups until next year, so might not even use those while I have this insurance, because obviously I hope to be covered by an employer before then, but I want to be prepared for any emergencies. I don’t want to pick a plan just based on how much I want to pay per month, but there are too many options! Any guidance on selecting a plan is greatly appreciated!


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