How much homeowner insurance should I buy?

How much homeowner insurance should I buy?

In other words, how much does it really cost to rebuild this house? My homeowner insurance company insures the dwelling for X, and another company suggests I insure it for 76% of X. So who is right and how do I find out? Another important question — do most people try to get 100% coverage in case the house is vaporized, or do smart people go for, say, 75% coverage because the entire house probably won’t be destroyed? Advice, please.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Maternity Insurance?

I’m looking for health insurance that I can have for basic coverage, and at somepoint (if needed) add maternity coverage. Everything I have looked at so far will only cover pregnancy if it is elected from the very beginning (and before conception). The problem is – maternity coverage is expensive – an additional $200 or $300 a month. My husband and I have had difficult time getting pregnant, and the one time we did, it didn’t work out. The point is – I need coverage that is truely optional – add at any time – with no waiting period. Has anyone had similiar issues? And what were your results? Please don’t direct me to sites like www.insureme.com or www.eHealthinsurance.com I’ve looked at all of them and they don’t offer the specific plans I am searching for. Thank you!


Insurance coverage question?

I was involved in a three car accident, the car that started it came in to main street and got hit by one car, consequently he lost control of his car went across the next lane and hit me. His insurance already told me they are taking liability and will pay both drivers’ damages, but he said that California minimum liability is only $5000, so they are planning to divide the $5000 to cover both drivers. However the damage in my car and the other guy’s car exceeds $5000. I thought the limit if indeed is $5000 it should be $5000 for each driver and not for both. What do you think? Maybe they’re just giving my the short end of the stick or twisting things for their convenience. Anybody knows for sure how it should work?


Rough estimate of my insurance?

im a 17 year old hispanic male I live in Mesa AZ and I have finished a drivers ed class in my school and passed with a B, I just got my license yesterday and my car is a 1983 Ford ranger two door, manual transmission how much would my insurance be (a estimate) if you need more details please ask and i will provide it.


Why is my car insurance so expensive?

I drive a 2002 lancer with 155000 miles on it. But my insurance is 171 a month with safe auto. I don’t have full coverage never been in an accident an am 18. I didn’t go to driving school btw. I am on my own policy not on a parents

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Who pays the insurance on a property after contracts are exchanged?

Who pays the insurance on a property after contracts are exchanged?


How long after a DMV hearing will your insurance be notified ?

I recently had my DMV hearing am in the process of getting a sr-22 with another insurance company . I am not the primary holder of my current insurance I want to avoid their rate to go up or for them to find out . How many days do I have to cancel my current insurance before they cancel me .?? Please help ?


Im 18, and im bout to get my motorcycle license, and a bike, I want to find a cheap insurance. Does anyone?

anyone know where I can find a cheap insurance in pa? I looked at all the big names, and it was 700-500 a month. I know ther are places that will work with the price i just need a little help finding them thank you.


How much homeowner insurance should I buy?

In other words, how much does it really cost to rebuild this house? My homeowner insurance company insures the dwelling for X, and another company suggests I insure it for 76% of X. So who is right and how do I find out? Another important question — do most people try to get 100% coverage in case the house is vaporized, or do smart people go for, say, 75% coverage because the entire house probably won’t be destroyed? Advice, please.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


All options for affordable birth control of any kind?

Here’s my problem. My dads insurance company (I’m a student, and did qualify for insurance last year through my job so he kept me on his since I’m 19) doesn’t cover birth control of any kind. And I’m only covered for a pap smear every 24 months…yet I have all the coverage in the world for er visits, dental, office visit, you name it. I’m not sure if my dad has it set that way, or if it’s just how Aetna is. I have a serious irregularity problem regarding my periods. When I haven’t been on the pill for at least 4-5 months or more, it’s unpredictable. I don’t go months on end without a period, but it’s always early or super late. I am sexually active, I’m engaged I’m not sleeping with whoever. So because of that…I’m suffering mentally every month panicking about my period. As it is I’m about a week late right now, 3 negative tests. Planned parenthood in my area don’t have a sliding scale price” as she called it


Whats the best supplemental medicare insurance?

If a person is currently living on total disability and currently enrolled in Humana Medicare supplemental. Theyre not real happy with Humana and as every year they got more expensive this year. Even the Doctors office say they hate Humana. I know youll need more info to know if one is better than Humana so just wondering if theres anybody who’s happy with their plan and what company they have so I can maybe cut a little time off researching and comparison?


How can i finance a car and pay insurance? help?

hi, im an 18 year old student, i work part-time and make around 400-500£ a month after tax. im looking to buy a car (doesnt have to be brand new) for less than 4k and insurance is going to be about 2k. anyone know where i can be able to find affordable loans?? or does anyone have any recommendations/suggestions and ideas of howi will be able to do this and still have some money left for petrol and other expenses? i have 1000 saved up so far thanks


Car wreck with no insurance in tennessee?

I was recently involved in a car wreck where I wasn’t insured whatsoever. This wreck was considered road rage on both parts. I didn’t initiate the road rage. I had a dip spit bottle thrown at my car. It went in and all over me. I followed the other vehicle til he bowed up and stop in front of me where I then rear ended him. He was driving a ’99 cadillac escalade and it didn’t damaged anything but his bumper. He had insurance thus he didn’t get a ticket I don’t believe but I did and it says I didn’t have insurance the time of the accident and a court date that follows up. My questions are what will exactly happen in court?? I have never been in a wreck. I now have insurance. I’m young. What will the court cost be? How will I pay him? Is there anything that I should know other than to show up?


Car insurance problems?!?! Need help!!?

Basically my hubby took out insurance about 10 months ago with a new insurance company. He had 4 years no claims with his old company so informed the new company of this. The new insurance company have been taking out the payments every month from our bank however we have never had his insurance documents off them. When he contacted them the other day to query this they informed him that because the old insurance company will not supply them with no claims info they can not cover him. However all this time and even today they have taken their monthly payment. Surely they should not be taking payments for something they are saying they can not cover?? They have sent him a 30 day temp cover note for now while we try to sort it but it isnt looking good at the mo. My question is should they have cancelled the agreement before now then and ceased taking money from our account?


Can your school actually check out your health insurance?

my college only offers health insurance for international students


What kind of car insurance do I need when buying a car from carmax?

Basic, Standard, Premium???? what policy do I need. I’ll be making a down payment of $2,000 on a $16,000 car


Can you get your national insurance number before 15 and 9 months in the UK? Is it possible?

Can you get your national insurance number before 15 and 9 months in the UK? Is it possible?


How much homeowner insurance should I buy?

In other words, how much does it really cost to rebuild this house? My homeowner insurance company insures the dwelling for X, and another company suggests I insure it for 76% of X. So who is right and how do I find out? Another important question — do most people try to get 100% coverage in case the house is vaporized, or do smart people go for, say, 75% coverage because the entire house probably won’t be destroyed? Advice, please.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car insurance help..?

I just asked this question but i’ll add more details——————— About me – I pass my test 06/03/12 And bought a car and insurance – 10/03/12 ( the car was a vauxhall corsa) I still have the vauxhall and it’s insured untull the 10th of March. I’m buying a suzuki swift today and want to insure it but It’s cheaper if i have 1 year No claims bonus (NCB). To get my NCB i have to wait until the 10th and i dont mind that what’s bothering me is I want to sell my Corsa before or after the 10th or whatever to a garage so not private sale and still have my NCB. Is there something a garage can do where i take it to them on the day my insurance ends and they keep it until it ends? I haven’t insured the suzuki AT ALL yet and i’m relying on my NCB as it takes a huge chunk out of the money. thanks.


The cost of driving a car includes both fixed costs and mileages costs?

The cost of driving a car includes both fixed costs and mileages costs.? The cost of driving a car includes both fixed costs and mileages costs. Assume that it costs $161.20 per month for insurance and car payments and $0.25 per mile for gasoline, oil, and routine maintenance. (a) Find values for m and b so that y=mx+b models the monthly cost of driving the car x miles. (b) What does the value of b represent? (a) m=___(Type an integer or a decimal) b=____(Type an integar or a decimal) (b) Choose the correct answer below. A. The rate of change in cost of the car with each mile. B. The optimal cost of owning the car for one month. C. The fixed cost of owning the car for one month without driving it. D. The total cost of owning the car for one month.


What should I do about the quote i got from our home owners insurance?

We had water damage back in January that is covered under our home owners policy. The problem is I’m into my 2nd month of this and nothing is close to being done. My floors have buckled and could fall in at any time. One bathroom is completely ruined. Monday I received a letter from the insurance company. They estimated damages at $3900. I have to pay my $1000 deductible and they will only give me $1300 up front. They said if I can get a general contractor to do all the work they listed for that amount they will give my back $900 more after the job is done. So I have to put out $2600 of my money to fix this. Well I talked to several contractors, one told me if they could get someone to to all the work for their quote


What would be a good life insurance policy?

What is the difference between 10 and 20yr terms etc. What is the benefit of the whole life insurance? And why do those one’s cost much, much more? What should the average 35yr old female enroll in. I’m looking at probably 500,000. That’s way more then ten times the amount I earn in a year. Do they grow with interest? So many question’s I know. But if anyone has the time to give me the basics I will appreciate it. Thank you.


On average how much would it insurance cost for new drivers?

Well I passed my road test the other day and also took drivers ed. My mom doesn’t have a car or a license, so I’m the only one with a license and my mom will be buying me a car. We are going to get a car that’s no older than 2005, arond 40K miles and is used. I also don’t have a credit card. Would anyone know on average how much insurance would cost on average for someone in my situation?


Which is the better car for a teenager?

It sounds like you’ve already made up you mind and chose this board just to do a little bragging.” -TheThinker …Or maybe I’m seriously asking a question and wanted intelligent responses. I’m sorry that I’m not so pathetic as you think I am for not really caring what people think of me getting a certain car.”


I was wondering how much insurance would cost for a 05 mustang gt im 14 and have my permit cause i live in SD?

i would like to know how much per month (Preferably State Farm) insurance rates would cost for a first time car buyer for a young teenager getting a sports car my mom is alright with the price of the car alone and monthly lease but wants to know the monthly insurance fee.


Car insurance…oh my god?

hi, i just pass my driving test, my car (insurance group 7)….i search on confuse.com for third party car insurance is 4000 one year..although i’m 30 years old. is this ture? just think is about 1000 to 1500, can somebody help me?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I am selling my car while the insurance is about to expire.?

I am selling my car while the insurance is about to expire.?


Car insurance question?

Last week, I had my husband’s car parked up at work and I was notified that our car was broken into. The passenger side window was smashed and the thief took our GPS unit. The repair for the window cost 240 and the unit itself would be about 500. My husband call our insurance company and they said they wont cover it because we have a 500 dollar deductible for auto insurance and the GPS is considered home insurance which is 1,000. Is there anything that can be done to have insurance pay for this? I mean we want my company to be responsible for it but they are saying this isn’t there issue. Any help would be great Thanks


Do you think photography insurance is over expensive?

Do you think photography insurance is over expensive? Have you ever had a problem claming on the policy for photography equipment?


Pregnant with no insurance?

im only 6 1/2 wks pregnant but im a planner. i have no insurance and do not qualify for any government health so we are paying the hospital $200 a month til my baby comes to cover all the ob bills and hospital bills and my 6 wks check up after the birth. my question is……is there a such thing as infant insurance? ive looked all around online and cannot find insurance that will cover a baby til their first birthday. i know that a baby has to go to the dr alot the first year so i’d love for our child to have insurance. my hubbys work does not offer insurance. thanks for your help



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Will my future husband’s medical insurance (through work) turn me down for pre-existing medical problems?

: I’m just wondering if by law they can turn me down, because i have pre-existing medical problems. I know that his new job that he is excepting soon offers good medical coverage and his boss told him i’d receive it as well (once married) but he doesn’t know of my medical conditions now. So i’m just wondering if anyone could help me out with this concern of mine. I’m pretty young and have never had medical coverage since i was younger, in the past 3 years i sustained a really bad work related injury and am being covered by work comp, but may settle out soon. Of course i don’t want to make any rash decisions on a settlement if i may not have any medical coverage. If he has guaranteed coverage for himself and family then would my pre-existing medical problems be an issue and a reason to not cover me? thank you in advance for answering this question, i couldn’t find much information on it on the internet. Unfortunately i may just have to wait til he starts the job to find out the answer.


How much homeowner insurance should I buy?

In other words, how much does it really cost to rebuild this house? My homeowner insurance company insures the dwelling for X, and another company suggests I insure it for 76% of X. So who is right and how do I find out? Another important question — do most people try to get 100% coverage in case the house is vaporized, or do smart people go for, say, 75% coverage because the entire house probably won’t be destroyed? Advice, please.


Liberty Mutual Insurance please help!?

And we live in IL


Group 1 Insurance License?

Hello, I need to get my group 1 insurance license to sell annuities in the state of Texas. I am honestly not sure where to go or what to do. What do I need to do? Thank you.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Cheap insurance companies in Calgary Alberta?

Cheap insurance companies in Calgary Alberta?


Car parked on drive, do I need insurance?

I am buying a car in aprivate sale very soon, although will not be able to drive it until April 1st. Will I be able to just leave the car on my drive without insurance or is that illegal?


Best first car for insurance?

What car at 17 will have the lowest amount to pay on insurance?


Do single person with no dependents need life insurance?

I’m 37 years old single no children do i need to purchase life insurance i have no other family so if i get life insurance who will be the beneficiary and according that finance lady suze orman on tv says i do need life insurance whos right


How much will insurance co pay us?

thanks ins guy ur answer was helpful as for mbrcatz or whateva ur name was kiss ***, im not some sue happy person and never been in an accident but i make almost 3K a pay period and when u lose time off work bills still pile up asshole so if you dont have positive advice kick rocks dude! im pregnant and irritable so watch it…


How do you get health insurance?

how do u get health insurance if u cant afford it my bf cant get health insurance cux the health insurance ppl say he makes too uch money to have it but he doesnt make enought to afford it how did u get it then


Car insurance question?

To cancel car insurance will be £480 plus £50 admin fee to cancel this now ive lost my job. ive had insurance for 2 months and know they are all doing this cancellation fee now but i only got a car for work purposes and now they’ve made me redundant how i am expected to pay the £530? what can i do is there any options because i simply cant afford that amount.


New, young, girl drivers. How much are you paying for car insurance? Thinking about looking into NFU?

I turned 17 last month and I have started my driving lessons. I am looking to buy a car, paying monthly over a 48 month-ish period. I want a car that’s around £2500, but as expected, I can’t seem to find a reasonable insurance quote anywhere. Just wondering whether anyone’s had any joy? Both my parents (who would be on the insurance) haven’t got any claims etc, I live in a registered D” area according to the insurance area bands


Illegal Person Crashed Into My Car In a Company Vehicle. Their Insurance Company Doesn’t Want to Pay For My Totaled Car. HELP?!?

This is what happened: Two weeks ago I was coming back home from school (college) and this idiot person decides to turn left while I was coming and I hit him at 40mph. I don’t know how I didn’t get hurt. It was a company car that hit me. It turns out that the person driving the company car is illegal and has no driver’s license. He called his two bosses over at the scene of the accident and they said Okay call my insurance company and they’ll take care of it.” Okay fine

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Primary insurance?????????????/?

So I took my Daughter to the doctor today she is on ARkids. everything went fine at the Doctors but when i went to get her RX they said i would have to pay 81 dollars because of my primary insurance. I dont have Primary insurance she has only had ARkids. well they told me it was through her (sperm donor) father. that had not had anything to do with her for 2 years. she is 5 and when he did it was off and on. well how is this right I have custody of her. I can not afford her meds with his insurance making me pay. when it was just her insurance i didnt have to pay since it is his doesn’t he have to pay? I dont know how to get ahold of him like i said no contact nothing for 2 years. she never gets sick.. i havent had to get her any meds or take her to the doc for like 5 mo.or more.


How much homeowner insurance should I buy?

In other words, how much does it really cost to rebuild this house? My homeowner insurance company insures the dwelling for X, and another company suggests I insure it for 76% of X. So who is right and how do I find out? Another important question — do most people try to get 100% coverage in case the house is vaporized, or do smart people go for, say, 75% coverage because the entire house probably won’t be destroyed? Advice, please.


Speeding ticket question on car insurance and notifications.?

Alright, so recently I recieved a speeding ticket out of my state while driving my friends car. I was wondering if this makes either his or my car insurance rates go up. Also, is there any way that our parents would be notified of this ticket? I heard a notification gets sent in the mail. Also, in the event that it does affect car insurance or a notification is sent in the mail, is there any way our parents would find out where the ticket took place? Thanks


What’s the best auto insurance company?

What’s the best auto insurance company?


How much would insurance go up for a newer used car?

Age – 52 No accidents ever No tickets


Car insurance in California?

Is it true that if you are financing a car you HAVE to have car insurance??


How would one categorize those who will not have health insurance after Obamacare officially starts?

Considering that it will be law that everyone must have health insurance. What of those who will not have insurance and did not for whatever reason sign up for the government plan? How will Obamacare address them?


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